$20 off your grocery bill every month? This credit card trick makes it easy
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In an era where every penny counts, finding ways to stretch your budget without sacrificing the essentials is a golden opportunity.
For those of us who have seen the economy ebb and flow, the value of a dollar and the importance of savvy spending have never been clearer.
That's why we're excited to share a little-known credit card perk that could see you saving up to $20 on your monthly grocery bill—all with the convenience of your smartphone.
Credit card companies are notorious for their sign-up bonuses and exclusive perks, but amidst the noise, some truly valuable benefits can get lost.
One such gem is the partnership between Chase and DoorDash, which offers complimentary DashPass memberships to select cardholders, including those with Chase Sapphire, Freedom, and Slate cards.

This partnership, which began in January 2020, has evolved to include not just free delivery on DoorDash orders but also significant savings on grocery and convenience store purchases.
As of August 2024, Chase cardholders can tap into a monthly credit that can be applied to grocery, convenience, or other non-restaurant orders through DoorDash.
If you're a Chase Sapphire Preferred cardholder, you're entitled to a $10 credit each month.
Those with the Chase Sapphire Reserve card can double that delight with a $20 monthly credit, issued as two separate $10 promos to be used on two different transactions.
Imagine picking up your favorite snacks or essential groceries and watching the total drop by $10 or $20 at checkout—just like that.
It's not just a dream; it's a reality for those who know how to leverage this perk.
The process is straightforward, but it requires a bit of setup. Here's how to ensure you don't miss out:

To make the most of this perk, look for convenience stores like 7-Eleven that offer free pickup.
This way, you avoid any additional fees and truly capitalize on the full value of the credit.
One savvy shopper shared how a simple after-work snack run to 7-Eleven, with an AriZona iced tea and three bags of chips, cost him only $1.11 after applying his $10 credit.
The benefits don't stop at the grocery store.
As of February 1, Chase Sapphire Reserve and JP Morgan Reserve cardmembers can also enjoy a $5 monthly credit for eligible restaurant orders on DoorDash when using their eligible Chase card at checkout.
While this Chase and DoorDash partnership is a standout, it's not the only way to save.
For instance, swapping out imported staples for local alternatives can help you sidestep tariff-driven price hikes.
Plus, try this simple trick to slash your grocery bill—it could lead to big savings at checkout.
Have you taken advantage of this DoorDash and Chase grocery perk yet? Share your thoughts or questions in the comments below—let’s help each other stretch our grocery dollars even further!
Also read: Thinking of getting chickens to save on eggs? Read this first!
For those of us who have seen the economy ebb and flow, the value of a dollar and the importance of savvy spending have never been clearer.
That's why we're excited to share a little-known credit card perk that could see you saving up to $20 on your monthly grocery bill—all with the convenience of your smartphone.
Credit card companies are notorious for their sign-up bonuses and exclusive perks, but amidst the noise, some truly valuable benefits can get lost.
One such gem is the partnership between Chase and DoorDash, which offers complimentary DashPass memberships to select cardholders, including those with Chase Sapphire, Freedom, and Slate cards.

Shoppers can save up to $20 each month on grocery costs by utilizing a credit card perk. Image source: Blake Wisz / Unsplash
This partnership, which began in January 2020, has evolved to include not just free delivery on DoorDash orders but also significant savings on grocery and convenience store purchases.
As of August 2024, Chase cardholders can tap into a monthly credit that can be applied to grocery, convenience, or other non-restaurant orders through DoorDash.
If you're a Chase Sapphire Preferred cardholder, you're entitled to a $10 credit each month.
Those with the Chase Sapphire Reserve card can double that delight with a $20 monthly credit, issued as two separate $10 promos to be used on two different transactions.
Imagine picking up your favorite snacks or essential groceries and watching the total drop by $10 or $20 at checkout—just like that.
It's not just a dream; it's a reality for those who know how to leverage this perk.
The process is straightforward, but it requires a bit of setup. Here's how to ensure you don't miss out:
- Link your eligible Chase Sapphire card as a payment method on the DoorDash app.
- Head to the main DoorDash page, where the promotion should be prominently displayed.
- When placing an order, apply the “Chase Monthly Benefit” deal at checkout to enjoy the discount.

To make the most of this perk, look for convenience stores like 7-Eleven that offer free pickup.
This way, you avoid any additional fees and truly capitalize on the full value of the credit.
One savvy shopper shared how a simple after-work snack run to 7-Eleven, with an AriZona iced tea and three bags of chips, cost him only $1.11 after applying his $10 credit.
The benefits don't stop at the grocery store.
As of February 1, Chase Sapphire Reserve and JP Morgan Reserve cardmembers can also enjoy a $5 monthly credit for eligible restaurant orders on DoorDash when using their eligible Chase card at checkout.
While this Chase and DoorDash partnership is a standout, it's not the only way to save.
For instance, swapping out imported staples for local alternatives can help you sidestep tariff-driven price hikes.
Plus, try this simple trick to slash your grocery bill—it could lead to big savings at checkout.
Key Takeaways
- Shoppers can save up to $20 each month on grocery costs by utilizing a credit card perk from Chase and DoorDash.
- Eligible Chase cardholders, including those with Sapphire, Freedom, and Slate cards, can access complimentary DashPass memberships for $0 delivery and reduced service fees on eligible orders.
- The benefit, since its expansion in August 2024, includes a monthly promo where Sapphire Preferred cardmembers get a $10 credit and Sapphire Reserve cardmembers get two $10 promos for grocery, convenience, or non-restaurant orders on DoorDash.
- Promotions are not automatic; they must be applied at checkout and are exclusively available when using the eligible Chase card to make the purchase, with funds not rolling over past the end of the month or quarter.
Also read: Thinking of getting chickens to save on eggs? Read this first!
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