Money Saving Hacks

Clever, creative ways to save money.
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Veronica E.
  • Article
Looking to save on groceries? These 6 chains offer the best deals across the US
These days, it’s not uncommon to leave the grocery store wondering how your cart totaled so much. With prices continuing to rise, many shoppers are looking for ways to stretch their dollars further without sacrificing quality. The good news? Some grocery chains are doing more than others to help you save. A new report has identified which...
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Veronica E.
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15 retail rewards programs that could help you save more on everyday purchases
If you’ve ever enjoyed a free birthday treat, snagged a discount at checkout, or gotten early access to a sale, chances are you’ve already seen the perks of a good rewards program. Retailers across the country are offering loyalty memberships designed to stretch your dollar—and some come with surprisingly generous benefits. Whether you're...
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Veronica E.
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Kathleen Talay
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Don’t miss these hidden summer discounts—you may be surprised at what you can save
With longer days and warmer weather, summer invites us to spend more, but that doesn’t mean you have to. If you’re 55 or older, you may be eligible for dozens of under-the-radar discounts across the country, and many of them are more generous than you’d expect. Whether you're traveling, shopping, dining, or enjoying a quiet day at home, there...
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Kathleen Talay
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Veronica E.
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Are you spending too much on Medicare? Here’s how to cut costs in retirement
Retirement is supposed to be the golden era—a time to finally enjoy the fruits of your labor, travel, spoil the grandkids, or pick up a hobby you never had time for. But if there’s one thing that can put a damper on your well-earned freedom, it’s the rising cost of healthcare. At The GrayVine, we understand that while some expenses shrink...
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Veronica E.
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Veronica E.
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This one fridge setting tweak could help cut your energy bill by $43 a year
When temperatures rise and the AC kicks in, energy bills can spike fast. But there’s a surprisingly simple trick hiding in plain sight that could help you save money—all it takes is a small adjustment on your refrigerator’s dial. You don’t need to upgrade your appliances or change your whole routine. With a quick twist of a knob and a...
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Veronica E.
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Veronica E.
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Are you a Costco member? This hidden perk could save you $88 on tires
Being a Costco member already means access to warehouse deals, exclusive discounts, and that unbeatable $1.50 hot dog combo. But you might not know your membership could save you even more money—and not just inside the store. A clever shopper recently revealed a surprising perk at an entirely different retailer, and it could put nearly $90...
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Veronica E.
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Veronica E.
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You might be overpaying for internet—here’s how to fix it fast
If your monthly internet bill has quietly crept up over the years, you’re not alone. Many Americans now pay close to $100 a month for home internet—often without realizing it. But here’s the good news: with a bit of preparation and a kind tone, you may be able to lower that cost in just one phone call. Timing and attitude can make all the...
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Veronica E.
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Kathleen Talay
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Heatwave alert: 6 smart AC tips for you to stay comfortable and save money
As temperatures soar across the country, many households are feeling the pressure—on both their bodies and their wallets. While blasting the air conditioning seems like the obvious solution, it could be doing more harm than good financially. What’s worse? The habits many people rely on to stay cool might actually be draining their bank...
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Kathleen Talay
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Kathleen Talay
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Are you making these 4 costly annuity mistakes? What retirement experts want every senior to know
Retirement is supposed to be the golden era—a time to savor the fruits of your labor, travel, spoil the grandkids, and finally take up that hobby you’ve been putting off for decades. But let’s be honest: with the cost of living climbing and the economy doing its best rollercoaster impression, it’s no wonder so many seniors are feeling the...
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Kathleen Talay
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Kathleen Talay
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Don’t miss out: How you could get $175 checks and cut at least $60 off your sky-high summer energy bills
Summer is here, and while most of us welcome the warm weather, there’s a darker side to the season: soaring electricity bills. This year, the average American household will spend around $784 from June through September, which is up 6.2% from last year. Compared to 2015, that’s a 58% increase—staggering by any standard. With prices climbing...
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Kathleen Talay
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Cut $235 off your energy bills with these 6 simple tricks—plus, the “layering” hack that saves $140 instantly!
Summer is here, and with it comes the annual tug-of-war between staying cool and keeping your wallet from melting. If you’ve ever opened your energy bill after a heatwave and felt your blood pressure spike, you’re not alone. With climate change turning up the thermostat and inflation making every dollar count, it’s more important than ever...
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Kathleen Talay
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Why pay $1,000 for Gucci loafers? Shoppers are obsessed with Walmart’s $24.98 lookalike—find out why everyone’s raving!
If you’ve ever gazed longingly at those iconic Gucci loafers—yes, the ones with the gold horsebit and the eye-watering $1,050 price tag—only to clutch your wallet in horror, you’re not alone. Here at The GrayVine, we believe in living well, looking sharp, and keeping our hard-earned dollars where they belong: in our pockets (or perhaps, in a...
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Kathleen Talay
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Kathleen Talay
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Homeowners can save up to $83 a year with this simple “weather strip” trick—and it works year-round
As temperatures rise, so do household energy bills—and most Americans are feeling the heat. But according to experts, one overlooked fix could keep your home cooler and your wallet fuller. It’s low-cost, effective, and you don’t need to be handy to pull it off. And surprisingly, it works just as well in the winter as it does in the summer...
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Kathleen Talay
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Cut your grocery costs: Top 13 stores offering must-see senior discounts!
As we age, we often look for ways to stretch our dollars further, especially when it comes to essential expenses like groceries. For those of us in the over-60 crowd, every penny saved can make a significant difference in our monthly budgeting. That's why it's a delight to share that numerous grocery stores across the nation are offering...
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Are you missing out? 15 legitimate ways to claim free money from the government
Let’s face it: life isn’t getting any cheaper. Groceries, rent, utilities, healthcare—sometimes it feels like your wallet is on a diet you never signed up for. But what if we told you there’s a treasure trove of government programs designed to put real money back in your pocket? Whether you’re retired, still working, or helping out the...
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  • Article
Stop overpaying! AC experts reveal the costly mistake adding hundreds to your energy bill
As the mercury climbs and summer’s sizzle settles in, many at The GrayVine are bracing for the annual spike in our energy bills. But what if we told you that a simple, well-intentioned habit could be quietly draining hundreds of dollars from your wallet every year? And what if the solution was not only free, but also confirmed by seasoned AC...
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Are changing tariffs wrecking your budget? Discover 6 smart ways to save on every purchase
If you’ve been feeling like your shopping cart is on a rollercoaster ride lately, you’re not alone. Tariffs—those pesky taxes on imported goods—are bouncing up and down faster than a yo-yo in a schoolyard. One week, you hear about new tariffs on electronics or clothing; the next, they’re paused, changed, or scrapped altogether. For those...
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Kathleen Talay
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$1.7 trillion in forgotten 401(k)s is just sitting there—could some of it be yours?
You might be richer than you think. Literally. Millions of Americans are unknowingly leaving behind tens of thousands of dollars in forgotten 401(k) retirement accounts—and the total value of those lost funds has ballooned to a staggering $1.7 trillion, according to a 2023 report from financial services firm Capitalize. Let that sink in...
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Kathleen Talay
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Kathleen Talay
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Cut $128.52 off your energy bill! Try this simple trick
Hot days are here—and your electric bill knows it. As temperatures rise, so do prices. But there’s a quiet strategy people are using to fight back. It doesn’t require new gadgets or cutting back completely. It just takes a little timing. Why your bill is about to spike Summer officially begins with the solstice in late June, and with it...
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GrandpaGrumpy
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A little thing called “lifestyle creep” might be ruining your finances. Here’s what you need to know.
Have you ever noticed that as your income goes up, so do your expenses? Maybe you got a well-deserved raise, and suddenly your weekly takeout habit has doubled, your car is a little shinier, and your vacations are a little fancier. If this sounds familiar, you’re not alone—and you may be experiencing what financial experts call “lifestyle...
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Kathleen Talay
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Stop overpaying! 3 simple tricks could cut $605 from your summer energy bill
As the sun starts sticking around longer and temperatures inch upward, one thing becomes inevitable—higher energy bills. But what if you could stay cool this summer without watching your utility costs spike? 1. Pull the plug on “phantom power” Your electronics may look like they’re off—but many are still pulling electricity around the...
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Are you overpaying for RV Insurance? Discover how Roamly could save you up to 35%
For many of us, the open road calls louder than ever, especially in our golden years. Whether you’re a weekend wanderer, a snowbird chasing the sun, or a full-time RVer living life on your own terms, your home-on-wheels deserves the right protection. But if you’ve ever shopped for RV insurance, you know the process can be confusing, expensive...
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Are you missing out on these 2 secret Costco savings tricks? An insider reveals what members aren’t supposed to know
If you’re a fan of bulk bargains, free samples, and the thrill of finding a deal the size of a warehouse, you probably already know that Costco is a treasure trove for savvy shoppers. But what if we told you there are secret ways to save even more—tricks that even the most seasoned members might not know? So, grab your membership card and a...
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Stop paying for air! Discover 11 hidden spots to fill your tires for free
Car ownership comes with lots of expenses, both big and small. Putting air in your tires is one of those small—yet annoying—costs. Most gas stations charge anywhere from $1.50 to $2.50 for five minutes of compressed air, usually payable by credit card or the random spare change hiding under your floor mats. But wouldn’t free air be even...
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Are you making this costly property tax mistake? One couple lost $76,000—Here’s how to avoid it
For many Americans, homes are not just bricks and mortar—they’re the heart of the family, a nest egg for retirement, and a place filled with memories. So, when it comes time to renovate, we often see it as an investment in our future comfort and security. But did you know that a simple oversight during renovations could send your property...
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