A disturbing case has unfolded after a man was indicted for his alleged role in what’s being called the “Phantom Hacker” scam.

Authorities say this scheme specifically targeted older Americans, tricking them into giving up access to their money and personal information.

For many victims, losses reached into the thousands, and in some cases even hundreds of thousands.

This case is not only shocking—it’s a reminder that staying informed is one of the strongest defenses we have against scams like this.


The so-called “Phantom Hacker” scam is a new twist on an old trick, but with a high-tech edge. Here’s how it typically unfolds:

1. The Call: The victim receives a phone call from someone claiming to be from a reputable tech company—think Microsoft, Apple, or even your bank’s IT department. The caller warns that the victim’s computer or bank account has been compromised by hackers.
2. The Hook: The scammer offers to “help” by guiding the victim through a series of steps on their computer. This might involve downloading remote access software or visiting a fake website.
3. The Heist: Once the scammer has access, they can steal sensitive information, drain bank accounts, or even convince the victim to transfer money to a “safe” account—which, of course, belongs to the scammer.

In the Brookfield case, authorities allege that the indicted man was part of a network that targeted seniors across the country, stealing thousands—sometimes hundreds of thousands—of dollars from unsuspecting victims.


You might wonder: why do scammers focus on older adults? The answer is both simple and unsettling.

Seniors are often seen as more trusting, less familiar with the latest technology, and more likely to have significant savings.

According to the FBI, Americans over 60 lost more than $3 billion to scams in 2023 alone—a number that’s only rising.


Also read: Are you a PayPal user? Here's what you should know about the latest scam that could put your account at risk

Let’s break down the anatomy of a typical “Phantom Hacker” scam so you can spot the warning signs:

1. Impersonation: The scammer uses “spoofed” phone numbers or emails to appear legitimate. They might even know your name, address, or the name of your bank.
2. Urgency and Fear: They create a sense of panic—”Your account is under attack!”—to cloud your judgment.
3. Remote Access: You’re asked to install software like TeamViewer or AnyDesk, giving the scammer control of your computer.
4. Fake Transfers: The scammer may show you fake screens or transactions, convincing you to move your money to a “safe” account.
5. Isolation: Victims are often told not to tell anyone, especially family or bank employees, under the guise of “security.”

Also read: Is your Bank of America ATM withholding your cash? The invisible device you need to watch out for

Here are some practical steps you can take to stay safe:

1. Never Trust Unsolicited Calls: If someone calls claiming to be from your bank or a tech company, hang up and call the official number yourself.
2. Don’t Share Personal Information: Never give out passwords, Social Security numbers, or banking details over the phone or email.
3. Beware of Remote Access Requests: No legitimate company will ask you to install remote access software out of the blue.
4. Talk to Family and Friends: If you get a suspicious call, tell someone you trust. Scammers want you to keep quiet—don’t let them isolate you.
5. Report Suspicious Activity: If you think you’ve been targeted, contact your bank, local police, and the FBI’s Internet Crime Complaint Center (IC3).

Read next: Don’t fall for these traps! Scammers are running a new “3-phase” hack that could drain your bank accounts fast
Have you or someone you know been targeted by a scam? Do you have tips or stories to share?