Shoppers are heading into the holiday season with budgets stretched thin, but a limited-time offer is quietly giving some households a surprising boost.
Amazon is rolling out a special incentive that allows eligible members to claim $250 in free credit—no purchase, spending requirement, or complicated steps are involved.
With prices fluctuating across gift items and home essentials, many are eyeing this as a rare way to make holiday shopping feel a little lighter.
A holiday offer with a major boost
Amazon, in partnership with Chase, has launched the much-anticipated Prime Visa card. To celebrate, they’re offering a $250 Amazon gift card to every new cardholder who’s approved—no minimum spend required. That’s right: you don’t have to charge a single cent to the card to get your bonus. As soon as you’re approved, the gift card is yours, ready to be spent on Amazon’s endless aisles.
This is a step up from their previous $150 offer, and it’s perfectly timed for the holiday shopping rush. But don’t dawdle—the offer is only available until December 1, Cyber Monday. After that, the bonus may shrink or disappear altogether.
There’s just one catch: you need to be an Amazon Prime member to apply. If you’re already paying the $139 annual fee for Prime, you’re good to go. If not, you’ll need to sign up for Prime first. (But let’s be honest—between the free shipping, streaming, and now this $250 bonus, Prime is looking pretty tempting.)
Also read: You may never have to leave home for Amazon returns again—how the new USPS pickup works
What the Prime Visa card offers
The Prime Visa card is designed for people who love shopping on Amazon or at Whole Foods. Here’s what you get:
- $250 Amazon Gift Card: Instantly upon approval.
- No Annual Fee: The card itself is free, although you must maintain your Prime membership.
- 5% Back on Amazon and Whole Foods: Every purchase earns you 5% back in points, which you can use for future Amazon buys.
- Up to 10% Back on Select Categories: Certain items and categories offer even more rewards—perfect for those big-ticket purchases.
- Share the Love: The card’s benefits can be shared with other members of your Amazon Prime household account.
And the best part? These rewards stack on top of Amazon’s already impressive Black Friday and Cyber Monday deals.
Source: zacharyburrabel / Instagram
Making the most of your $250
Let’s talk turkey (or tech, or toasters). That $250 can make a serious dent in your holiday shopping list. Here are a few ways to stretch your bonus:
- Big Tech Savings: The Google Pixel 10 Pro XL, originally $1,199, is on sale for $899. Use your $250 gift card, and you’re down to $649—a savings of nearly 50% off the original price.
- Home Essentials: The Shark Upright Vacuum is currently $119 (down from $219). Buy it with your gift card, and you’ll still have $131 left to spend.
- Gifts Galore: Kitchen gadgets, beauty products, books, toys, and more—Amazon’s Black Friday and Cyber Monday deals mean your $250 stretches even further.
Also read: The credit card that could save you hundreds on groceries in 2025
How to claim the free credit
• Check Your Prime Status: Make sure you’re an active Amazon Prime member.
• Apply for the Prime Visa Card: Head to Amazon’s credit card page and fill out the application.
• Get Approved: Most applicants get a decision within minutes.
• Start Shopping: As soon as you’re approved, your $250 gift card is automatically loaded to your Amazon account. No waiting, no codes, no hassle.
Most credit card welcome bonuses require you to spend hundreds or even thousands of dollars in the first few months. Amazon’s offer is refreshingly simple: get approved, get your gift card, and start shopping. For regular Amazon shoppers, it’s a no-brainer. For those on the fence about Prime, this could be the nudge you need.
Read next:
- Don’t fall for this price trick: Experts reveal how retailers are secretly ripping you off before Black Friday
- Best Black Friday/Cyber Monday Deals 2025
- Unlock hidden savings: 9 smart gift card tricks you’ll wish you knew sooner (perfect for the holidays!)
Are you planning to snag this $250 Amazon bonus? What’s the first thing you’d buy? Have you discovered any amazing Black Friday deals that you'd like to share with the community? Drop your thoughts, tips, and shopping wish lists in the comments below!