Are you missing out on these 2 secret Costco savings tricks? An insider reveals what members aren’t supposed to know
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If you’re a fan of bulk bargains, free samples, and the thrill of finding a deal the size of a warehouse, you probably already know that Costco is a treasure trove for savvy shoppers.
But what if we told you there are secret ways to save even more—tricks that even the most seasoned members might not know?
So, grab your membership card and a cup of coffee, because this article’s about to spill the beans on two Costco money-saving secrets straight from a former employee.
The Cookie Conundrum: How to Score 100 Treats for $15
Let’s start with something sweet—literally. Olivia, a former Costco employee from New York, recently revealed a delicious hack for cookie lovers.
You’ve probably seen those tempting, freshly baked chocolate chip cookies in the bakery section. They’re warm, gooey, and hard to resist.
But did you know there’s a way to get even more cookies for less?
Instead of buying the cookies fresh, head over to the bakery’s freezer section. There, you might find a mega-pack of Costco’s own-brand chocolate chip cookies—frozen and ready to bake at home.

For just $15, you get a whopping 100 cookies! That’s enough to keep your cookie jar full for weeks, or to become the most popular grandparent on the block.
Not only does this save you money, but it also lets you enjoy that fresh-baked aroma whenever you want.
Pop a few in the oven for a treat with your afternoon tea, or bake a batch for family gatherings. It’s a win-win for your wallet and your sweet tooth.
Also read: Costco insiders expose a hidden policy that's driving shoppers mad–See why!
A word of caution, though! Some Costco locations may not offer this frozen cookie deal, as several social media users have pointed out online.
''You can’t buy the cookies by the case at my Costco in New Orleans,'' a customer complained.
Another said: ''Not all of Costco bakeries sell raw breads, cookies just a heads up - current bakery employee at Costco.''
''My store doesn't sell boxes of cookies from the bakery. it varies store to store and GM [general manager],'' a third warned.
Availability can vary by store and region, so it’s worth asking at your local bakery counter. If they don’t have it, don’t be shy—let them know there’s demand!

The $700 Gift Card Hack: Too Good to Be True?
Now, for the second secret—one that sounds almost too good to be true. Olivia claims that by signing up at bulkgifted.com, you can score a $700 Costco gift card.
She says, “Everyone is qualified for this—and I still do this every month since it’s my only source of groceries.”
Before you rush to sign up, let’s talk about the fine print.
While some online deals and promotions can be legitimate, others may come with strings attached or require you to jump through hoops (like signing up for offers, referring friends, or making certain purchases).
Also read: Lowe’s, Home Depot, or Costco: Which retailer is king when it comes to budget-friendly appliances? We have the answer.
Always do your research, read reviews, and make sure you’re comfortable with the terms before sharing any personal information.
Bonus: New Ways to Pay at Costco—More Flexibility, Less Stress
Costco isn’t just about bulk buys and free samples—they’re also making it easier to pay for those big-ticket items.
In a recent partnership with Affirm, Costco now allows members to spread payments over time for purchases between $500 and $17,500. That means you can finally upgrade your appliances or splurge on that new TV without draining your bank account all at once.
Source: @oliviatjhauls / Tiktok.
The best part? These payment plans come with transparent pricing and no hidden fees.
You’ll know exactly what you’re paying each month, and there are no nasty surprises down the line.
Read next: Costco shoppers: Discover the new buy now, pay later trick that could change how you shop online
Have you discovered a hidden gem at Costco? Do you have a favorite money-saving tip or a story about a deal you scored? Or maybe you’ve tried one of these hacks and want to share your results? Drop your thoughts, questions, and Costco confessions in the comments below!
But what if we told you there are secret ways to save even more—tricks that even the most seasoned members might not know?
So, grab your membership card and a cup of coffee, because this article’s about to spill the beans on two Costco money-saving secrets straight from a former employee.
The Cookie Conundrum: How to Score 100 Treats for $15
Let’s start with something sweet—literally. Olivia, a former Costco employee from New York, recently revealed a delicious hack for cookie lovers.
You’ve probably seen those tempting, freshly baked chocolate chip cookies in the bakery section. They’re warm, gooey, and hard to resist.
But did you know there’s a way to get even more cookies for less?
Instead of buying the cookies fresh, head over to the bakery’s freezer section. There, you might find a mega-pack of Costco’s own-brand chocolate chip cookies—frozen and ready to bake at home.

A former Costco worker revealed that you can save money by buying Costco’s own-brand frozen chocolate chip cookies in the bakery section—these mega packs offer 100 cookies for just $15, but availability may depend on your local store. Image source: @oliviatjhauls / Tiktok.
For just $15, you get a whopping 100 cookies! That’s enough to keep your cookie jar full for weeks, or to become the most popular grandparent on the block.
Not only does this save you money, but it also lets you enjoy that fresh-baked aroma whenever you want.
Pop a few in the oven for a treat with your afternoon tea, or bake a batch for family gatherings. It’s a win-win for your wallet and your sweet tooth.
Also read: Costco insiders expose a hidden policy that's driving shoppers mad–See why!
A word of caution, though! Some Costco locations may not offer this frozen cookie deal, as several social media users have pointed out online.
''You can’t buy the cookies by the case at my Costco in New Orleans,'' a customer complained.
Another said: ''Not all of Costco bakeries sell raw breads, cookies just a heads up - current bakery employee at Costco.''
''My store doesn't sell boxes of cookies from the bakery. it varies store to store and GM [general manager],'' a third warned.
Availability can vary by store and region, so it’s worth asking at your local bakery counter. If they don’t have it, don’t be shy—let them know there’s demand!

Not all Costco locations sell bakery items like raw cookies or bread by the case, so these deals can differ depending on your local store and its general manager. Image source: @oliviatjhauls / Tiktok.
The $700 Gift Card Hack: Too Good to Be True?
Now, for the second secret—one that sounds almost too good to be true. Olivia claims that by signing up at bulkgifted.com, you can score a $700 Costco gift card.
She says, “Everyone is qualified for this—and I still do this every month since it’s my only source of groceries.”
Before you rush to sign up, let’s talk about the fine print.
While some online deals and promotions can be legitimate, others may come with strings attached or require you to jump through hoops (like signing up for offers, referring friends, or making certain purchases).
Also read: Lowe’s, Home Depot, or Costco: Which retailer is king when it comes to budget-friendly appliances? We have the answer.
Always do your research, read reviews, and make sure you’re comfortable with the terms before sharing any personal information.
Bonus: New Ways to Pay at Costco—More Flexibility, Less Stress
Costco isn’t just about bulk buys and free samples—they’re also making it easier to pay for those big-ticket items.
In a recent partnership with Affirm, Costco now allows members to spread payments over time for purchases between $500 and $17,500. That means you can finally upgrade your appliances or splurge on that new TV without draining your bank account all at once.
Source: @oliviatjhauls / Tiktok.
The best part? These payment plans come with transparent pricing and no hidden fees.
You’ll know exactly what you’re paying each month, and there are no nasty surprises down the line.
Read next: Costco shoppers: Discover the new buy now, pay later trick that could change how you shop online
Key Takeaways
- A former Costco worker revealed that you can save money by buying Costco’s own-brand frozen chocolate chip cookies in the bakery section—these mega packs offer 100 cookies for just $15, but availability may depend on your local store.
- She also claimed members can get a $700 Costco gift card by signing up through bulkgifted.com, and says she still uses this offer herself each month for her groceries.
- Not all Costco locations sell bakery items like raw cookies or bread by the case, so these deals can differ depending on your local store and its general manager.
- Costco has introduced a new flexible payment system in partnership with Affirm, letting members pay for purchases in monthly instalments (for $500–$17,500) with no hidden fees or late charges.
Have you discovered a hidden gem at Costco? Do you have a favorite money-saving tip or a story about a deal you scored? Or maybe you’ve tried one of these hacks and want to share your results? Drop your thoughts, questions, and Costco confessions in the comments below!