Discover these 9 hidden retirement havens where you can live safely—and affordably!

Retirement should be about enjoying life, not worrying about stretching every dollar or feeling unsafe in your new home.

More and more folks are looking beyond the usual spots and discovering smaller, charming places that offer beautiful weather and a friendly atmosphere without breaking the bank or feeling too crowded.

So, let’s dive into nine hidden gems that might just be the perfect setting for your retirement story!



The collaboration between Realtor.com and GoBankingRates highlights idyllic spots for retirement, focusing on factors that create a fulfilling experience.

Affordable housing allows retirees to manage their savings effectively while enjoying a comfortable lifestyle.

Low crime rates ensure safety for leisurely activities, and a pleasant climate enhances outdoor engagement year-round.

A vibrant community and ample amenities, such as recreational facilities and healthcare services, further enrich the retirement experience, making these locations ideal for embracing a new chapter in life.

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Your retirement paradise is within reach! Image source: Marc Najera / Unsplash.



1. Bermuda Run, North Carolina: A Sociable Retiree's Dream
Topping our list is the charming town of Bermuda Run. With a cozy population of just 3,210 and a median age of 57, this North Carolina haven is perfect for those seeking a tight-knit community.

The town boasts a median house price of only $311,000, making it an affordable choice for many.

Residents enjoy a variety of community events, from live concerts to volunteering at local schools, all while benefiting from low property taxes and no tax on social security benefits.



2. Sun City, Arizona: The Original Fun City
Sun City, Arizona, takes the second spot with its vibrant retiree community and median age of 72.

Known as the 'Original Fun City,' this 55-plus community offers a peaceful lifestyle with the convenience of Phoenix's amenities just a stone's throw away.

Golf enthusiasts will appreciate the relaxed laws allowing carts on the road, and with a median house price that won't break the bank, it's a retiree's paradise.



3. Sun City, Florida: Affordable Coastal Living

Another Sun City, this time in Florida, claims the third place.

Situated about 30 minutes south of Tampa, it offers the quintessential retirement experience with beautiful beaches and top-notch healthcare facilities.

The median house price here is a reasonable $329,900, making it one of the most budget-friendly retirement towns in the Sunshine State.

4. Green Valley, Arizona: A Desert Oasis
Fourth on our list is Green Valley, Arizona, a scenic town nestled in the Sonoran Desert.

Just 30 minutes from Tucson, retirees can enjoy mountain views, golfing, and bird-watching.

It's an ideal locale for those who love nature without sacrificing the convenience of nearby urban amenities.



5. Manchester, New Jersey: Coastal Charm Meets Suburban Ease
Manchester, New Jersey, stands out as one of the few recommended retirement destinations in the Northeast.

This town offers a blend of coastal living and suburban comfort, providing a unique retirement experience for those who prefer the East Coast vibe.

6. King City, Oregon: Suburban Retreat Near Portland
King City in Oregon is a suburban retreat that offers the best of both worlds: quick access to Portland's vibrant city life and the tranquility of nature.

With the Tualatin River and Cooper Mountain Nature Park nearby, it's perfect for retirees who enjoy outdoor activities and community gardening.

7. South Pasadena, Florida: A Slightly Pricier Slice of Paradise
South Pasadena, Florida, comes in at seventh place.

With a median house price of $349,900 and a median age of 68, it's a bit pricier but still offers a safe and engaging environment for retirees looking for a Floridian lifestyle without the typical crowds.



8. Laguna Woods, California: Tailored for Senior Living
Laguna Woods in California takes the eighth spot.

Known for its senior-centric design, this community caters to retirees with minimum age requirements and facilities specifically tailored to their needs, including healthcare and a variety of activities.

9. The Villages, Florida: A Retirement Utopia
Last but not least, The Villages in Florida is a well-known retirement utopia.

While it's among the more expensive options, the investment is worth it for many, thanks to its purpose-built environment that focuses on senior living, complete with all the amenities and services one could wish for.


Source: TEDx Talks / YouTube.​

Why These Retirement Hotspots Matter

Choosing the right place to retire is about more than just affordability and safety. It's about finding a community where you can thrive, engage with peers, and enjoy your interests. T

These nine retirement paradises offer a blend of all these elements, allowing you to stretch your retirement savings further while living a fulfilling and secure life.

Each of these destinations offers something unique, and one of them might just be the perfect fit for your retirement dreams.



With a little research and an adventurous spirit, you can discover a retirement paradise that ticks all your boxes.

As you consider your options, think about what matters most to you in retirement. Is it proximity to family, access to healthcare, the climate, or perhaps the local culture and activities?

Let's embrace this new chapter with open arms and make it the best one yet!
Key Takeaways
  • A new list has revealed nine lesser-known retirement hotspots in the United States where crime is low and property prices are affordable.
  • Bermuda Run, North Carolina tops the list as a sociable retiree's heaven with its Southern charm, natural beauty, and median house price of just $311,000.
  • Two towns named Sun City, located in Arizona and Florida—respectively, offer low house prices and cater to retirement communities with their amenities and lifestyles.
  • Other noteworthy places include Manchester in New Jersey for its coastal and suburban blend, Laguna Woods in California, and The Villages in Florida, which offer senior-centric designs and facilities.
Have you visited or considered retiring in any of these hidden gems? What are your top priorities when choosing a retirement destination? Share your thoughts, experiences, and questions with the GrayVine community in the comments below.

Let's navigate the exciting journey of retirement together, sharing insights and tips to make the most of our well-earned leisure years.

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