Don’t miss out: You could get up to $1,000 from this $14 million robocall settlement—here’s how to claim it

If your phone rang with one of those unwanted automated calls a few years back, you might be owed money.

A recent $14 million class action settlement could mean a payment of up to $1,000 for those affected—and it only takes a few steps to find out if you qualify.

Here’s what to know about who’s eligible, what you’ll need to file a claim, and how the process works once the settlement is finalized.


What’s this settlement about?​


The lawsuit centers on claims that Credit One Bank and its affiliates used automated systems and prerecorded messages to contact individuals between 2014 and 2019—without getting permission first.

Many people who received these calls weren’t even customers.

These actions were alleged to violate the Telephone Consumer Protection Act (TCPA), a federal law that protects consumers from unsolicited robocalls.

While Credit One hasn’t admitted wrongdoing, the company has agreed to resolve the matter by creating a $14 million settlement fund.


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Consumers may be eligible for cash payments as part of a nationwide robocall settlement—check if you qualify. Image Source: Pexels / Photo By: Kaboompics.com.


Who’s eligible to file a claim?​


You may qualify if:

  • You received a robocall between 2014 and 2019
  • The call came from Credit One Bank or one of its affiliates
  • You did not give permission to be contacted this way
  • You can verify that the phone number called was yours

You don’t need to have been a Credit One customer.

In fact, many calls were mistakenly sent to people with no connection to the bank.

Even if you’re unsure, filing a claim is encouraged—especially since eligibility will be verified using call records and other data.


Also read: Raw rewards? Shoppers could cash in on $22.5M settlement from Amazon, Target & Kroger!

How to file your claim​


Once the settlement receives final court approval, an official website will be launched where you can submit your claim.

You’ll be asked to provide:

  • Your full name and current contact information
  • The phone number(s) that received the robocalls
  • The time period you believe you received the calls (if known)
  • Optional evidence, like call logs or billing statements, to support your claim
  • A signed statement confirming your information is accurate

If you’re identified in the call records, you may also receive a notice by mail or email with a Claim ID to make the process easier.


Also read: Get your slice of a $3.6 million settlement—no receipts required

Expected Payment Timeline​

  • Final court approval hearing: Date to be determined
  • Settlement website launch: Typically 30 to 45 days after the court gives final approval
  • Claim submission period: Expected to remain open for 60 to 90 days
  • Review and verification of claims: May take three to five months after the filing window closes
  • Estimated first payments: Likely to begin six to nine months after court approval

How much could you receive?​


Payouts are expected to range between $100 and $1,000 per person, depending on how many valid claims are submitted.

Supporting documentation isn’t required, but it could increase your payout.

The total settlement fund is limited to $14 million, so individual payments may vary depending on how many people apply.

What to do next if you plan to file a claim​


  • Keep an eye on your email and regular mail for a notice regarding the settlement.
  • Gather any documents or phone records that could support your claim, if you have them.
  • Once the official claims website is live, go online to start the process.
  • Be sure to submit all necessary details before the deadline.
  • When filing your claim, choose how you’d like to receive your payment.


Source: YouTube / CBS Philadelphia


Also read: $10,000 payout on the table? A new settlement could mean big money for some Americans

Why this matters​


Robocalls aren’t just frustrating—they may also violate consumer protection laws.

This case serves as a reminder that companies can be held accountable, and that individuals have the right to push back.

Watch for updates about the court’s final approval.

Once the settlement site goes live, gather your documents and submit a claim.

And if you’re unsure whether you qualify, it’s still worth filing—just in case your number is on the list!

Read next: Could you be owed a piece of this $990K settlement? Here's the one “number” that unlocks it

Key Takeaways
  • Credit One Bank and its affiliates have agreed to a $14 million class action settlement over unsolicited robocalls placed to consumers between 2014 and 2019, with payments of up to $1,000 available for eligible claimants.
  • To qualify, individuals must have received an automated or prerecorded call from Credit One or an affiliate during the relevant time period, not have given consent for such contact, and be able to verify ownership of the phone number called.
  • Filing a claim will be done through a dedicated settlement website once the court grants final approval, with claimants needing to provide identifying details and, if possible, evidence such as phone logs or billing statements to support their claim.
  • The final payout amount for each approved claimant depends on the number of people who apply, ranging from about $100 to $1,000, and consumers are encouraged to submit a claim even if unsure of eligibility.

Have you dealt with robocalls over the years? Do you think this kind of settlement helps hold companies accountable? Share your thoughts in the comments below.
 
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