Good news! Here’s how you could be eligible for a $900 stimulus check to cut your costs
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As the winter chill sets in, many Americans are bracing for the inevitable surge in heating costs that can make the colder months a financial burden.
But there's a silver lining on the horizon for those feeling the pinch: a new stimulus check designed to alleviate the sting of high heating expenses.
Managing household budgets is crucial, especially when temperatures drop. Here’s a guide on the ins and outs of this financial relief and how you can take advantage of it.
The Home Energy Assistance Program (HEAP) is stepping up to offer a helping hand to those in need.
With a stimulus check of up to $996, HEAP aims to reduce the financial strain of keeping homes warm during the frigid New York winters.
Eligibility and How to Apply
Starting January 2, 2025, New York residents can apply for emergency benefits for the 2024–2025 period.
To qualify, applicants must meet certain criteria based on income, available resources, and the type of emergency they're facing.

The HEAP stimulus check is tailored to households that align with specific size and yearly income requirements, and the amount of aid provided can vary depending on the type of heating used.
Here's a snapshot of the maximum annual income by household size for the 2024–2025 period:
If you're wondering how to receive this financial aid, the process is straightforward. Regular payments are made to the supplier of the household's primary heat source.
It’s also important for New York's residents to remember that only these heating sources are accepted by HEAP:

These payments are also based on actual usage for homes that pay directly for heat. To be eligible for a periodic payment, you must have any of these following qualifications:
The Breakdown of Benefits
The HEAP benefit amounts vary depending on your living situation and the type of heating you use. Here's a quick overview:
Enhanced Benefits for Tier I Eligibility
For households falling under Tier I, which includes those with at least one adult consistently receiving TANF, SNAP, or SSI assistance, or with a gross income at or below 130% of the federal poverty line, the base regular benefit will be increased by $61.
Additionally, if a vulnerable person—defined as someone 60 years of age or older, younger than six, or chronically disabled—is part of the household, the stimulus check or base regular benefit amount will be boosted by $35.
Have you benefited from HEAP in the past, or are you planning to apply this year? Do you have tips for managing heating costs or questions about the application process? Share your experiences and insights in the comments below!
But there's a silver lining on the horizon for those feeling the pinch: a new stimulus check designed to alleviate the sting of high heating expenses.
Managing household budgets is crucial, especially when temperatures drop. Here’s a guide on the ins and outs of this financial relief and how you can take advantage of it.
The Home Energy Assistance Program (HEAP) is stepping up to offer a helping hand to those in need.
With a stimulus check of up to $996, HEAP aims to reduce the financial strain of keeping homes warm during the frigid New York winters.
Eligibility and How to Apply
Starting January 2, 2025, New York residents can apply for emergency benefits for the 2024–2025 period.
To qualify, applicants must meet certain criteria based on income, available resources, and the type of emergency they're facing.

New Yorkers with high winter heating expenses may find relief through a new stimulus check from the HEAP program. Image source: Pexels / Craig Adderley.
The HEAP stimulus check is tailored to households that align with specific size and yearly income requirements, and the amount of aid provided can vary depending on the type of heating used.
Here's a snapshot of the maximum annual income by household size for the 2024–2025 period:
1 person | $47,890 |
2 persons | $62,570 |
3 people | $68,312 |
4 people | $76,681 |
5 people | $83,470 |
Source: La Grada Online.
If you're wondering how to receive this financial aid, the process is straightforward. Regular payments are made to the supplier of the household's primary heat source.
It’s also important for New York's residents to remember that only these heating sources are accepted by HEAP:
- Electricity
- Natural gas
- Oil and kerosene
- Propane
- Coal
- Wood and wood pellets

Eligible residents could receive up to $996 to assist with fuel and utility costs, and even heating equipment repairs or replacements. Image source: Pexels / Gül Işık.
These payments are also based on actual usage for homes that pay directly for heat. To be eligible for a periodic payment, you must have any of these following qualifications:
- A family member can be a qualifying non-citizen or a US citizen.
- A gross monthly income at or below the current recommendations for your household size.
- Receive Temporary Assistance (TA), Code A Supplemental Security Income (SSI Living Alone), or meet other specific program requirements.
- Receive Supplemental Nutrition Assistance Program (SNAP) benefits.
The Breakdown of Benefits
The HEAP benefit amounts vary depending on your living situation and the type of heating you use. Here's a quick overview:
HEAP benefit amount | Living situation |
$21 | Qualifying households whose rent includes heat and who reside in group homes or government-subsidized housing. |
$45 or $50 | Households that qualify if their rent includes heating expenses. |
$900 + applicable add-ons | Qualifying homes that pay the vendor directly for their heating costs and whose primary source of heat is oil, kerosene, or propane. |
$635 + applicable add-ons | Households that qualify if they pay the vendor directly for their heating expenses and whose main source of heat is wood, wood pellets, coal, corn, or another deliverable fuel. |
$400 + applicable add-ons | Eligible households that use natural gas or electricity as their main source of heat and who pay the vendor directly based on their actual usage. |
Source: La Grada Online.
Enhanced Benefits for Tier I Eligibility
For households falling under Tier I, which includes those with at least one adult consistently receiving TANF, SNAP, or SSI assistance, or with a gross income at or below 130% of the federal poverty line, the base regular benefit will be increased by $61.
Additionally, if a vulnerable person—defined as someone 60 years of age or older, younger than six, or chronically disabled—is part of the household, the stimulus check or base regular benefit amount will be boosted by $35.
Key Takeaways
- New Yorkers with high winter heating expenses may find relief through a new stimulus check from the HEAP program.
- Eligible residents could receive up to $996 to assist with fuel and utility costs, and even heating equipment repairs or replacements.
- The aid is determined by factors such as household size, annual income, and the type of heating used.
- Applications for emergency benefits for the 2024–2025 period will start on January 2, 2025, and eligibility requirements include citizenship status, income, and receiving other forms of assistance like TA or SSI.
Have you benefited from HEAP in the past, or are you planning to apply this year? Do you have tips for managing heating costs or questions about the application process? Share your experiences and insights in the comments below!