Here's how you can CLAIM your $200 "bonus" money—act now or miss your chance by July 31
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Getting extra money this month could be a reality for some Americans—without needing to spend a cent.
It’s not a rebate or a tax refund either. It’s a limited-time deal tied to a financial product, but only if the right steps are followed before time runs out.
If you’ve been thinking about changing how or where you bank, this could be the moment to act.
M&T Bank is offering a $200 “bonus” for new customers who open a MyChoice Premium Checking Account—but the deal ends July 31.
The account can be opened online via M&T’s website or by scheduling an appointment at one of its 960+ locations.
To qualify, customers must be 18 or older and start the account with a minimum $25 opening deposit.
Once the account is active, the next requirement is to receive at least $500 in qualifying direct deposits within 90 days.
After that, the $200 is deposited automatically into the account.
The MyChoice Premium Checking Account also comes with several built-in perks.
Here’s what else you might be missing: That letter about missing money might not be a scam—here’s what to know
Account holders earn interest and can access over 2,000 ATMs nationwide with no out-of-network ATM fees.
There are additional benefits like discounted rates on loans, free overdraft protection transfers, and lower safety deposit box fees.
However, one key downside is the monthly maintenance fee of $24.95. That fee can be waived if the customer maintains a daily average balance of at least $7,500.
A total combined daily average of $25,000 across all M&T Bank accounts also qualifies for the fee waiver.
M&T Bank manages over $200 billion in assets, according to an earnings report from earlier this year.
Here’s what else you might be missing: You could be owed money from this $3.4 million privacy settlement—no receipts needed
It is among several financial institutions offering sign-up incentives, though many come with higher deposit thresholds.
Other top offers include up to $3,000 from Chase Private Client Checking and up to $2,500 from both Wells Fargo Premier Checking and Flushing Complete Checking.
Even savings accounts like Capital One 360 Performance Savings and Citi Checking have deals up to $1,500.
Chase Bank, for example, allows existing customers to earn $50 for every person they refer using a personalized link.
That referral reward can be used up to 10 times per year, adding up to $500 in extra bonuses.
Whether you’re switching banks or looking to earn extra cash, these bonus deals can offer a surprising return.
Don't miss out: $62M Hyundai-Kia settlement means major payouts for drivers—don’t miss the deadline
Have you ever switched banks just for a sign-up bonus? Would you go for this one? Let us know what you think in the comments!
It’s not a rebate or a tax refund either. It’s a limited-time deal tied to a financial product, but only if the right steps are followed before time runs out.
If you’ve been thinking about changing how or where you bank, this could be the moment to act.
M&T Bank is offering a $200 “bonus” for new customers who open a MyChoice Premium Checking Account—but the deal ends July 31.
The account can be opened online via M&T’s website or by scheduling an appointment at one of its 960+ locations.
To qualify, customers must be 18 or older and start the account with a minimum $25 opening deposit.
Once the account is active, the next requirement is to receive at least $500 in qualifying direct deposits within 90 days.
After that, the $200 is deposited automatically into the account.
The MyChoice Premium Checking Account also comes with several built-in perks.
Here’s what else you might be missing: That letter about missing money might not be a scam—here’s what to know
Account holders earn interest and can access over 2,000 ATMs nationwide with no out-of-network ATM fees.
There are additional benefits like discounted rates on loans, free overdraft protection transfers, and lower safety deposit box fees.
However, one key downside is the monthly maintenance fee of $24.95. That fee can be waived if the customer maintains a daily average balance of at least $7,500.
A total combined daily average of $25,000 across all M&T Bank accounts also qualifies for the fee waiver.
M&T Bank manages over $200 billion in assets, according to an earnings report from earlier this year.
Here’s what else you might be missing: You could be owed money from this $3.4 million privacy settlement—no receipts needed
It is among several financial institutions offering sign-up incentives, though many come with higher deposit thresholds.
Other top offers include up to $3,000 from Chase Private Client Checking and up to $2,500 from both Wells Fargo Premier Checking and Flushing Complete Checking.
Even savings accounts like Capital One 360 Performance Savings and Citi Checking have deals up to $1,500.
Chase Bank, for example, allows existing customers to earn $50 for every person they refer using a personalized link.
That referral reward can be used up to 10 times per year, adding up to $500 in extra bonuses.
Whether you’re switching banks or looking to earn extra cash, these bonus deals can offer a surprising return.
Don't miss out: $62M Hyundai-Kia settlement means major payouts for drivers—don’t miss the deadline
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