Millions rely on public health coverage for access to essential medical care. But recent changes have left many unexpectedly without insurance—raising serious concerns about healthcare security.

What’s behind this sudden loss of coverage, and what can you do to protect yourself and your family?



During the COVID-19 pandemic, the Families First Coronavirus Response Act protected millions of Americans by preventing states from disenrolling Medicaid recipients.

This allowed uninterrupted access to healthcare when people needed it most.


Now that the emergency measures have ended, states must review eligibility for Medicaid and Children's Health Insurance Program (CHIP) again.

California has seen a drop from 14.3 million to 13.4 million enrollees in just 18 months, according to KFF, a health policy research nonprofit.



While California’s 6% disenrollment rate is lower than that of states like Florida and Texas, the sheer number of affected residents is still cause for concern.

According to studies, many disenrollments occurred due to:

• Confusion over renewal deadlines
• Lack of clear communication from the state
• Paperwork delays and procedural issues

Importantly, many who lost coverage were still eligible but failed to complete renewal steps in time due to “procedural issues” and administrative errors.

For older adults, losing access to care can mean delayed treatments, rising medication costs, and fewer options for affordable health services.



If you or a loved one has been affected, acting fast is key.

• Check your status – Visit the California Department of Health Care Services website to confirm whether you’re still enrolled.
• Explore alternative plans – Covered California helps individuals find brand-name health insurance with potential financial assistance under the Affordable Care Act (ACA). If you no longer qualify for Medicaid, you may be eligible for subsidized coverage through the marketplace.
• Utilize auto-renewal – California has introduced auto-renewal initiatives to help those who qualify remain covered.

While the unwinding process has largely concluded, questions remain about how many people will regain coverage and whether policy changes could prevent this issue in the future.

Meanwhile, another crisis is unfolding for Californians: wildfire insurance. Read here to learn more about how insurers are handling fire claims and whether your provider is on the list.

Read more: Is your health insurance at risk? Millions could lose coverage by 2025
Have you or a loved one been affected by Medicaid disenrollment?

What steps did you take to navigate healthcare renewal?

Share your thoughts in the comments below—your insights could help others find solutions.