Reminder: Social Security COLA increase arrives on April 9—see if you're eligible!
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As the seasons change, so do the essential things we count on—like Social Security benefits.
If you’re on Social Security, you know how important these monthly payments are for covering everyday expenses.
The good news? A boost is coming!
Starting April 9, the Social Security Administration (SSA) will roll out payments reflecting the 2025 Cost-of-Living Adjustment (COLA).
This increase is meant to help retirees keep up with rising costs, offering a little extra breathing room in the budget.
If you were born between the 1st and 10th of any month and started receiving Social Security after May 1997, your updated COLA-adjusted payment is scheduled for April 9.
Whether you receive direct deposit or a paper check, be sure to check your account on this date!
For those who started receiving Social Security benefits after May 1997, payments follow this schedule:
The 2.5% COLA increase took effect in January, meaning your 2025 Social Security payments will be slightly higher than last year’s.
Here’s a general idea of updated benefit amounts:
Your actual payment will depend on factors like your earnings history and retirement age.
Most payments arrive on time, but if yours is delayed, here’s what to do:
Along with the COLA increase, here are two key Social Security changes this year:
For a hassle-free way to track your payments, check out the My Social Security online portal. You can:
Pro Tip: If you haven’t already, setting up direct deposit is the fastest and safest way to receive your Social Security payments.
Staying informed about your Social Security benefits is key to making the most of your retirement.
With the COLA increase set to arrive on April 9, now is a great time to check your eligibility and ensure your payments are on track.
Read next: Are hackers reading your messages? Delete this dangerous “clone” app from your Android before it's too late!
If you're expecting a Social Security payment on April 9, keep an eye on your account. Have questions about your benefits or the COLA increase? Drop a comment below and join the conversation!
If you’re on Social Security, you know how important these monthly payments are for covering everyday expenses.
The good news? A boost is coming!
Starting April 9, the Social Security Administration (SSA) will roll out payments reflecting the 2025 Cost-of-Living Adjustment (COLA).
This increase is meant to help retirees keep up with rising costs, offering a little extra breathing room in the budget.
Millions of retirees will see a boost in their Social Security payments starting April 9, thanks to the 2025 COLA increase. Image Source: YouTube / News 5 Cleveland.
Who Will Receive the COLA Increase on April 9?
If you were born between the 1st and 10th of any month and started receiving Social Security after May 1997, your updated COLA-adjusted payment is scheduled for April 9.
Whether you receive direct deposit or a paper check, be sure to check your account on this date!
Quick Breakdown of the SSA Payment Schedule
For those who started receiving Social Security benefits after May 1997, payments follow this schedule:
- April 9 (Second Wednesday) – Birthdays from the 1st to the 10th
- April 16 (Third Wednesday) – Birthdays from the 11th to the 20th
- April 23 (Fourth Wednesday) – Birthdays from the 21st to the end of the month
Also read: Check your mailbox—Millions to see a Social Security increase
How Much More Will You Get?
The 2.5% COLA increase took effect in January, meaning your 2025 Social Security payments will be slightly higher than last year’s.
Here’s a general idea of updated benefit amounts:
- Maximum benefit at age 62: $2,831
- Maximum benefit at age 70: $5,108
- Average monthly benefit: Around $1,976
Your actual payment will depend on factors like your earnings history and retirement age.
Also read: Maximize your Social Security checks: Insider secrets from a former manager!
What If Your Payment Is Late?
Most payments arrive on time, but if yours is delayed, here’s what to do:
- Wait three full business days before taking action.
- Check your My Social Security account for any updates.
- Contact your bank to rule out any issues on their end.
- Still no payment? Call the SSA at 1-800-772-1213.
Also read: Confirmation needed: New Social Security rule could impact how you access your benefits
Other Social Security Updates for 2025
Along with the COLA increase, here are two key Social Security changes this year:
- The maximum taxable earnings cap is now $176,100, meaning higher earners will pay Social Security taxes on more of their income.
- The full retirement age (FRA) is now 67 for those born in 1960 or later—the age at which you can receive 100% of your earned benefit.
Stay on Top of Your Benefits
For a hassle-free way to track your payments, check out the My Social Security online portal. You can:
- View payment dates
- Check benefit statements
- Update banking or personal information
Pro Tip: If you haven’t already, setting up direct deposit is the fastest and safest way to receive your Social Security payments.
Staying informed about your Social Security benefits is key to making the most of your retirement.
With the COLA increase set to arrive on April 9, now is a great time to check your eligibility and ensure your payments are on track.
Read next: Are hackers reading your messages? Delete this dangerous “clone” app from your Android before it's too late!
If you're expecting a Social Security payment on April 9, keep an eye on your account. Have questions about your benefits or the COLA increase? Drop a comment below and join the conversation!
