The golden years of retirement are a time to savor the fruits of a lifetime of labor, to indulge in hobbies, explore new passions, and enjoy the company of loved ones without the pressing demands of a nine-to-five.


But where do you spend these precious years? U.S. News & World Report has just released its annual roundup of the best places to retire in the United States, and we at The GrayVine are here to guide you through the top picks where happiness is high, taxes are low, and life is not just affordable but rich in quality.

The Pursuit of Happiness in Retirement​

Happiness in retirement is about more than just financial security. It’s about community, climate, culture, and the ease of living that allows you to enjoy every day to its fullest. This year, U.S. News has placed a significant emphasis on the happiness factor, recognising that a joyful retirement is priceless.

Take Daniel Mehalek, for example, who retired from a career in sales and moved to Bonita Springs, Florida. He and his wife were drawn to the area’s serene beaches, safe neighborhoods, and the laid-back lifestyle that Florida is famous for. Naples, Florida, a stone’s throw away from Bonita Springs, tops the list with its sunny disposition and a community where over half the population is enjoying their retirement years.

Affordability Without Compromise​

While the cost of living is a crucial consideration for retirees, affordability doesn’t have to mean sacrificing quality of life. Many of the cities on the list offer a lower cost of living without compromising on the amenities and services that make life enjoyable.


For instance, Fort Myers, Florida, with its balmy weather and vibrant arts scene, offers a median home value that is accessible for many retirees. Similarly, Oklahoma City, Oklahoma, boasts a thriving cultural landscape with a cost of living that won’t break the bank.

Healthcare and Taxes: The Practical Side of Paradise​

Access to quality healthcare is a top priority for many retirees, and lower taxes can make a significant difference in stretching those retirement dollars. Cities like Huntsville, Alabama, and Raleigh, North Carolina, not only offer excellent healthcare facilities but also have tax structures that are favorable to retirees.

Moreover, the absence of state income tax in places like Florida and Texas can mean more disposable income for leisure and essentials, making them attractive destinations for those looking to maximize their financial resources.

The Unexpected Charms of Urban Retirement​

While many retirees seek the tranquility of suburban or coastal towns, some of the more surprising entries on the list include bustling metropolises like New York City and San Francisco. Despite their higher cost of living, these cities offer unparalleled access to world-class cultural institutions, diverse culinary scenes, and the convenience of urban life.


Jim and Ellen Diamond, a couple in their 80s, chose to embrace the energy of New York City, finding that the convenience of city living made their retirement years easier and more enjoyable. They traded their suburban home for a one-bedroom apartment in a luxury senior living facility in Midtown Manhattan, proving that retirement can be as dynamic and vibrant as any other stage of life.

The Top 24 Retirement Havens in the U.S.​

Without further ado, here are the 24 best places to retire in the U.S., according to U.S. News & World Report, complete with key statistics to help you envision your life in these happy havens:

1. Fort Myers, Florida
2. Oklahoma City, Oklahoma
3. Seattle, Washington
4. Anchorage, Alaska
5. Melbourne, Florida
6. Port St. Lucie, Florida
7. Tampa, Florida
8. Pensacola, Florida
9. Lexington, Kentucky
10. South Bend, Indiana
11. San Francisco, California
12. Charleston, South Carolin
13. Washington, DC
14. Green Bay, Wisconsin
15. Fort Wayne, Indiana
16. Charlotte, North Carolina
17. Huntsville, Alabama
18. Jacksonville, Florida
19. Raleigh, North Carolina
20. Boise, Idaho
21. Sarasota, Florida
22. New York, New York
23. Virginia Beach, Virginia
24. Naples, Florida

Each of these cities offers its unique blend of charm, comfort, and cost-effectiveness, making them ideal spots to consider for your retirement.



Are you considering a move to one of these retirement havens, or do you already call one of them home? What factors are most important to you when choosing a place to retire? Share your thoughts, experiences, and questions with us in the comments below. Your insights could be the guiding light for fellow readers embarking on their journey to find the perfect retirement destination.

Remember, retirement is not just about winding down—it’s about starting a new chapter with the freedom to live life on your terms. So why not do it in a place where your happiness soars, your taxes plummet, and your dollar stretches further? Let’s explore these havens together and make the most of our well-earned retirement!