Savor now, pay later: DoorDash and Klarna introduce flexible payment for your favorite deliveries
- Replies 0
In a world where convenience is king, the latest collaboration between DoorDash and Klarna is set to revolutionize the way we indulge in our favorite foods.
Imagine ordering a sumptuous spread from your go-to restaurant and having the freedom to pay when it suits you best.
This isn't a distant dream—it's the reality DoorDash and Klarna are crafting for foodies everywhere.
The GrayVine community knows that life's pleasures, like a good meal, should be savored without financial stress.
That's why we're thrilled to share the details of this innovative partnership that marries the ease of food delivery with the flexibility of modern payment solutions.
DoorDash, one of the most popular food delivery services, is rolling out a new way to pay through Klarna, the financial tech company known for flexible financing.
Customers will soon be able to:
Also read: A payment disruption left customers stranded—could it happen again?
This approach mimics other retail BNPL models already adopted by Walmart, Grubhub, and even major banks like J.P. Morgan Chase. But it’s still relatively new territory for food delivery.
This move comes as more Americans face challenges with traditional credit options.
According to recent data from the New York Federal Reserve, the number of “discouraged borrowers”—those who need credit but don’t apply out of fear of rejection—hit 8.5% in February.
That’s the highest level since the Fed began tracking it in 2013.
In this climate, Klarna’s interest-free model is appealing.
According to the company, 99% of its loans are repaid, and the average user balance is just $100.
Klarna emphasized in a blog post that they don’t earn money from interest but rely on users paying on time. If a customer falls behind, they’re restricted from making additional deferred purchases.
Also read: JetBlue makes booking easier with exciting new payment option!
While this “savor now, pay later” plan may sound like the perfect treat, financial experts encourage consumers to stay informed.
Groups like Consumer Reports have raised concerns about the wider BNPL industry, warning that some users have run into hidden fees or challenges with refunds and disputed charges.
In fact, the Consumer Financial Protection Bureau took regulatory action in 2024 after rising complaints.
That said, Klarna’s system is designed to promote responsible spending. Missed payments result in cutoffs rather than interest accumulation—a tactic the company says keeps users in control.
This deal is more than a simple feature upgrade—it’s a strategic move.
Klarna is preparing for a public offering and expanding its reach into everyday spending categories.
DoorDash, which already works with more than 675,000 merchants across 26 countries, is continuing its push to lead the food delivery space.
For consumers, the promise is clear: get what you need now, and figure out the payment plan that works best for you.
Have you used a buy now, pay later service before? Would you try it for food delivery? Are flexible payment options helping your household, or do they raise concerns about overspending? We’d love to hear your thoughts. Drop a comment below and let’s dish it out.
Read more: Is your credit score suffering? Here’s how Biden’s new rule could help wipe out your medical debt!
Imagine ordering a sumptuous spread from your go-to restaurant and having the freedom to pay when it suits you best.
This isn't a distant dream—it's the reality DoorDash and Klarna are crafting for foodies everywhere.
The GrayVine community knows that life's pleasures, like a good meal, should be savored without financial stress.
That's why we're thrilled to share the details of this innovative partnership that marries the ease of food delivery with the flexibility of modern payment solutions.
DoorDash is partnering with fintech company Klarna to offer a “buy now, pay later” service to its customers. Image source: ABC News / YouTube
DoorDash, one of the most popular food delivery services, is rolling out a new way to pay through Klarna, the financial tech company known for flexible financing.
Customers will soon be able to:
- Pay in full
- Split the total into four equal installments
- Postpone the payment to a more convenient date—even one that aligns with their paycheck
Also read: A payment disruption left customers stranded—could it happen again?
This approach mimics other retail BNPL models already adopted by Walmart, Grubhub, and even major banks like J.P. Morgan Chase. But it’s still relatively new territory for food delivery.
This move comes as more Americans face challenges with traditional credit options.
According to recent data from the New York Federal Reserve, the number of “discouraged borrowers”—those who need credit but don’t apply out of fear of rejection—hit 8.5% in February.
That’s the highest level since the Fed began tracking it in 2013.
In this climate, Klarna’s interest-free model is appealing.
According to the company, 99% of its loans are repaid, and the average user balance is just $100.
Klarna emphasized in a blog post that they don’t earn money from interest but rely on users paying on time. If a customer falls behind, they’re restricted from making additional deferred purchases.
Also read: JetBlue makes booking easier with exciting new payment option!
While this “savor now, pay later” plan may sound like the perfect treat, financial experts encourage consumers to stay informed.
Groups like Consumer Reports have raised concerns about the wider BNPL industry, warning that some users have run into hidden fees or challenges with refunds and disputed charges.
In fact, the Consumer Financial Protection Bureau took regulatory action in 2024 after rising complaints.
That said, Klarna’s system is designed to promote responsible spending. Missed payments result in cutoffs rather than interest accumulation—a tactic the company says keeps users in control.
This deal is more than a simple feature upgrade—it’s a strategic move.
Klarna is preparing for a public offering and expanding its reach into everyday spending categories.
DoorDash, which already works with more than 675,000 merchants across 26 countries, is continuing its push to lead the food delivery space.
For consumers, the promise is clear: get what you need now, and figure out the payment plan that works best for you.
Read more: Is your credit score suffering? Here’s how Biden’s new rule could help wipe out your medical debt!
