Think before you click: How to avoid the internet’s sneakiest traps
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For many older Americans, the internet is a lifeline—connecting us to loved ones, healthcare, hobbies, and the daily news.
But just like a restaurant menu, the web can offer more than it seems: some parts are nourishing, others risky, and a few can lead to serious trouble.
Online scams are growing more sophisticated by the day, and older adults remain one of the top targets.
In 2022 alone, scammers stole over $3.1 billion from Americans aged 60 and older, according to the FBI’s Internet Crime Complaint Center.
That’s not just a headline—it’s life savings, pensions, and retirement funds vanishing through a few clicks.
So why are seniors being targeted? Jessica Johnston, Senior Director at the Center for Economic Well-Being, puts it simply: "Cybercriminals prey on older adults because they’re more likely to have money, earned during a lifetime of employment.”
But here’s the good news—you can stay connected without falling victim.
All it takes is a few smart habits and a healthy dose of caution.
1. Be wary of “too good to be true” messages
Scam emails, texts, or pop-ups often promise something exciting—or warn of a fake emergency.
Clicking the wrong link could download malware, giving criminals access to your private data.
Tip: Never click on suspicious links, even if they appear to come from someone you know. Call the sender directly or visit the company’s official website to verify.
2. Avoid unknown email attachments
Just like you wouldn’t accept food from a stranger, don’t open email files unless you were expecting them.
Attachments can hide viruses, even if they look like documents or photos.
Warning: Files ending in .exe or .zip are especially dangerous. When in doubt, call the sender first.
Also read: Beware the love trap: USPS reveals how romance scams could cost you more than heartache
3. Hang up on strange or urgent calls
Phone scams are becoming harder to spot.
Criminals now use “spoofed” numbers to appear local or familiar.
They might pretend to be your bank, the IRS, or even a grandchild in trouble.
Remember: The IRS, Social Security, or tech support will never call to demand money or personal info. If something feels off, it probably is.
4. Never trust pop-up alerts
Have you seen a pop-up saying your computer is infected? Don’t click it.
That’s a classic trick called “scareware,” designed to trick you into downloading fake software or paying for fake help.
What to do: Close your browser, restart your computer, and make sure real antivirus protection is installed.
Also read: Scams on the rise: Learn how to spot them before it’s too late with these tips!
5. Use public WiFi with caution
Public internet in coffee shops or airports is convenient—but not secure.
Hackers can intercept your passwords and private info without you realizing.
Tip: Avoid banking or shopping on public WiFi. If you must, use a Virtual Private Network (VPN) to protect your connection.
Don’t panic—and don’t blame yourself.
Scammers are skilled at what they do, and even tech-savvy people fall for their tricks.
Take these steps immediately:
The internet can open up a world of possibilities—from reconnecting with loved ones to learning something new every day.
But just like in the real world, it pays to be cautious.
By staying alert, using a few simple safety habits, and sharing what you learn with others, you can enjoy the best of the digital world without putting yourself at risk.
Read next: The FBI just revealed two words that signal you're being scammed—find out now!
Have you received a suspicious email or call lately? Seen a strange pop-up that made your heart skip? Share your story in the comments. You could help someone else avoid a costly mistake. Staying safe online isn’t about fear—it’s about awareness. So stay informed, stay cautious, and surf smart!
But just like a restaurant menu, the web can offer more than it seems: some parts are nourishing, others risky, and a few can lead to serious trouble.
Online scams are growing more sophisticated by the day, and older adults remain one of the top targets.
In 2022 alone, scammers stole over $3.1 billion from Americans aged 60 and older, according to the FBI’s Internet Crime Complaint Center.
That’s not just a headline—it’s life savings, pensions, and retirement funds vanishing through a few clicks.
So why are seniors being targeted? Jessica Johnston, Senior Director at the Center for Economic Well-Being, puts it simply: "Cybercriminals prey on older adults because they’re more likely to have money, earned during a lifetime of employment.”
But here’s the good news—you can stay connected without falling victim.
All it takes is a few smart habits and a healthy dose of caution.
Staying safe online means knowing what to avoid—and how to protect yourself from common digital scams. Image Source: Pexels / Pixabay.
Your Online Safety Starter Menu: 5 Key Tips
1. Be wary of “too good to be true” messages
Scam emails, texts, or pop-ups often promise something exciting—or warn of a fake emergency.
Clicking the wrong link could download malware, giving criminals access to your private data.
Tip: Never click on suspicious links, even if they appear to come from someone you know. Call the sender directly or visit the company’s official website to verify.
2. Avoid unknown email attachments
Just like you wouldn’t accept food from a stranger, don’t open email files unless you were expecting them.
Attachments can hide viruses, even if they look like documents or photos.
Warning: Files ending in .exe or .zip are especially dangerous. When in doubt, call the sender first.
Also read: Beware the love trap: USPS reveals how romance scams could cost you more than heartache
3. Hang up on strange or urgent calls
Phone scams are becoming harder to spot.
Criminals now use “spoofed” numbers to appear local or familiar.
They might pretend to be your bank, the IRS, or even a grandchild in trouble.
Remember: The IRS, Social Security, or tech support will never call to demand money or personal info. If something feels off, it probably is.
4. Never trust pop-up alerts
Have you seen a pop-up saying your computer is infected? Don’t click it.
That’s a classic trick called “scareware,” designed to trick you into downloading fake software or paying for fake help.
What to do: Close your browser, restart your computer, and make sure real antivirus protection is installed.
Also read: Scams on the rise: Learn how to spot them before it’s too late with these tips!
5. Use public WiFi with caution
Public internet in coffee shops or airports is convenient—but not secure.
Hackers can intercept your passwords and private info without you realizing.
Tip: Avoid banking or shopping on public WiFi. If you must, use a Virtual Private Network (VPN) to protect your connection.
Bonus tips to protect yourself online
- Use strong, unique passwords for each account
- Turn on two-factor authentication for added protection
- Keep your phone and computer software updated
- Stay skeptical of deals or messages that seem too good to be true
Also read: This email glitch comes with a price tag—FBI recommends safety tips
What to do if you’ve been scammed
Don’t panic—and don’t blame yourself.
Scammers are skilled at what they do, and even tech-savvy people fall for their tricks.
Take these steps immediately:
- Contact your bank to stop unauthorized activity
- Report the scam to the FTC
- Notify your local police, especially if money is involved
- Let family and friends know—they may be targets, too
The internet can open up a world of possibilities—from reconnecting with loved ones to learning something new every day.
But just like in the real world, it pays to be cautious.
By staying alert, using a few simple safety habits, and sharing what you learn with others, you can enjoy the best of the digital world without putting yourself at risk.
Read next: The FBI just revealed two words that signal you're being scammed—find out now!
Have you received a suspicious email or call lately? Seen a strange pop-up that made your heart skip? Share your story in the comments. You could help someone else avoid a costly mistake. Staying safe online isn’t about fear—it’s about awareness. So stay informed, stay cautious, and surf smart!
