This bank is offering $900 in free money—here’s how to get yours before the deadline
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Let’s face it—who doesn’t love free money, especially when it comes with little effort?
If you’ve been thinking about making a change to how you manage your finances, now could be a surprisingly rewarding time to do it.
Some current offers are giving out as much as $900 just for taking a simple first step, no strings attached—at least, not the obvious ones.
Before jumping in, though, it’s worth understanding what’s really on the table and how to make sure you don’t miss out.
Chase’s offer is legit, but there are a few key steps you need to follow to unlock the full bonus:
Several major banks are running similar promotions. Here’s how other offers stack up:
Capital One is offering a $1,500 bonus when you deposit $20,000 into a 360 Performance Savings Account and keep the funds there for at least 90 days, using the promo code “BONUS1500.”
Citibank allows new customers to earn up to $1,500 by opening a checking account by July 7 and meeting specific deposit thresholds.
E-Trade by Morgan Stanley offers a tiered bonus ranging from $50 to $10,000 when you deposit between $1,000 and $5 million into a new brokerage account.
The exact bonus depends on the amount you deposit.
These deals sound great—but always read the fine print. Some require large sums, others include strict eligibility rules or account maintenance fees.
Read next:
Have you earned a cash bonus from a bank? Was it worth the effort—or more hassle than expected? Do you have tips or warnings for fellow GrayVine readers? Share your experiences and questions in the comments—we’d love to hear how it went!
If you’ve been thinking about making a change to how you manage your finances, now could be a surprisingly rewarding time to do it.
Some current offers are giving out as much as $900 just for taking a simple first step, no strings attached—at least, not the obvious ones.
Before jumping in, though, it’s worth understanding what’s really on the table and how to make sure you don’t miss out.
Chase’s offer is legit, but there are a few key steps you need to follow to unlock the full bonus:
1. Open Two New Accounts
You’ll need to be a new Chase customer and open both a Chase Total Checking® and a Chase Savings℠ account. If you’ve had either account recently, you may not qualify.2. Set Up Direct Deposit
Within 90 days of opening your checking account, set up direct deposit from your employer, Social Security, or pension. This is essential—without it, you won’t receive the bonus.
3. Deposit and Maintain $15,000 in Savings
To qualify for the savings bonus, you must deposit at least $15,000 into the new savings account within 30 days, and leave it untouched for 90 days.4. Wait for Your Bonus
Meet all the requirements, and Chase will credit your account with up to $900 in bonus cash. You’ll typically see the reward within 40 days after completing all the steps.5. Hurry—Offer Ends July 16
The deadline is July 16, 2025, but Chase could pull the offer earlier without notice. If you’re interested, don’t wait.Several major banks are running similar promotions. Here’s how other offers stack up:
Capital One is offering a $1,500 bonus when you deposit $20,000 into a 360 Performance Savings Account and keep the funds there for at least 90 days, using the promo code “BONUS1500.”
Citibank allows new customers to earn up to $1,500 by opening a checking account by July 7 and meeting specific deposit thresholds.
E-Trade by Morgan Stanley offers a tiered bonus ranging from $50 to $10,000 when you deposit between $1,000 and $5 million into a new brokerage account.
The exact bonus depends on the amount you deposit.
These deals sound great—but always read the fine print. Some require large sums, others include strict eligibility rules or account maintenance fees.
Read next:
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