Top 10 retirement destinations that will give you the most value for your money in 2026

Retirement is your time to shine with no more alarm clocks, no more meetings, and no more asking for vacation days.

With so many destinations vying for your attention (and your dollars), how do you find the perfect getaway that’s both memorable and affordable?

Whether you’re craving sun-soaked beaches, mountain air, or a taste of international culture, these spots offer the best bang for your buck, with comfort, convenience, and a dash of excitement thrown in for good measure.

The Top 5 US Destinations for Retirees in 2026​

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1. Myrtle Beach, South Carolina: The Classic Coastal Escape​

If you dream of endless sandy beaches, gentle waves, and a lively boardwalk, Myrtle Beach is calling your name. With 60 miles of shoreline, over 1,500 restaurants, and a calendar packed with shows and festivals, this East Coast gem is a retiree’s paradise. The best part? It’s affordable, accessible, and brimming with senior discounts.

Why it’s a winner: Hotels average $120–$150 per night, and seafood feasts can be had for $10–$15. Senior discounts abound, and the flat, walkable boardwalk is perfect for leisurely strolls or wheelchair access. Visit in spring or fall for fewer crowds and up to 20% off hotel rates.

Average daily cost: $60–$80 per person (excluding airfare).

Image source: Shutterstock

2. Albuquerque, New Mexico: Culture, Scenery, and Southwest Charm​

Albuquerque offers a unique blend of Native American heritage, vibrant arts, and stunning desert landscapes. Explore Old Town’s historic streets, marvel at ancient petroglyphs, or ride the Sandia Peak Tramway for breathtaking views—all without breaking the bank.

Why it’s a winner: Hotel rooms run $100–$130 per night, and you can lunch for under $10 at local food trucks. Seniors ride public buses for just a quarter, and many museums offer AARP discounts. The city’s mild climate and laid-back vibe make it a relaxing retreat.

Average daily cost: $50–$70 per person (excluding airfare).

Image source: iStock

3. Gatlinburg, Tennessee: Gateway to the Great Smokies​

Nestled at the entrance to Great Smoky Mountains National Park, Gatlinburg is a haven for nature lovers and art enthusiasts alike. Enjoy scenic drives, easy hikes, and the town’s thriving arts and crafts scene—all with a side of Southern hospitality.

Why it’s a winner: Lodging starts at $120–$140 per night, and hearty meals are $10–$15. Seniors get free park entry and discounted trolley rides. Visit in the fall for lower rates and spectacular foliage.

Average daily cost: $60–$80 per person (excluding airfare).

Image source: Unsplash

4. Destin, Florida: Emerald Waters and Laid-Back Living​

Destin’s sugar-white beaches and emerald-green waters are legendary, but it’s the town’s relaxed pace and retiree-friendly amenities that make it a standout. From harbor cruises to art festivals, there’s always something to do—or not do, if you prefer.

Why it’s a winner: Hotels cost $140–$160 per night, and seafood dinners are $12–$15. State parks offer senior discounts, and local shuttles make getting around a breeze. Winter is especially popular for snowbirds escaping the cold.

Average daily cost: $70–$90 per person (excluding airfare).

Image source: Shutterstock

5. Asheville, North Carolina: Mountain Magic and Artsy Vibes​

Tucked in the Blue Ridge Mountains, Asheville is a haven for retirees who love nature, culture, and a thriving food scene. Explore the Blue Ridge Parkway, stroll through botanical gardens, or enjoy a farm-to-table meal in this welcoming, walkable city.

Why it’s a winner: Hotels average $110–$140 per night, and meals are $10–$15. The Biltmore Estate and other attractions offer senior discounts, and public transit is just 50 cents for seniors. Fall brings beautiful foliage and lower lodging rates.

Average daily cost: $60–$80 per person (excluding airfare).

Also read: From travel to treats: 5 Senior discounts that can save you big

The Top 5 International Destinations for Retirees in 2026​

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1. Punta Cana, Dominican Republic: All-Inclusive Bliss​

If you’re looking for a tropical escape where your dollar stretches further, Punta Cana’s all-inclusive resorts are hard to beat. Enjoy endless beaches, warm weather, and a host of activities—often with senior packages and accessible amenities.

Why it’s a winner: All-inclusive stays are $120–$150 per night, and flights from the East Coast are $250–$350. Many resorts offer 10% senior discounts and wheelchair access. No visa required for US citizens.

Average daily cost: $60–$100 per person (excluding airfare).

Image source: Shutterstock

2. Cancun, Mexico: Sun, Sand, and Culture​

Cancun isn’t just for spring breakers—it’s a retiree’s dream, with affordable hotels, delicious street food, and easy access to ancient ruins and vibrant markets. The turquoise waters and friendly locals are just icing on the cake.

Why it’s a winner: Hotels range from $80 to $120 per night, and meals can be as low as $1 to $5. Public transport is cheap and senior-friendly, and many attractions offer discounts. No visa needed for stays under 180 days.

Average daily cost: $50–$70 per person (excluding airfare).

Image source: Shutterstock

3. Belize City, Belize: Adventure Meets Relaxation​

Belize offers a unique mix of rainforests, Mayan ruins, and the world’s second-longest barrier reef. English is the official language, and US dollars are widely accepted, making travel a breeze for retirees.

Why it’s a winner: Eco-lodges cost $80–$120 per night, and meals are $3–$10. Tours and activities are affordable, and senior discounts are common. Visit in the off-season for the best deals.

Average daily cost: $50–$80 per person (excluding airfare).

Image source: Pexels

4. Lisbon, Portugal: Old-World Charm on a Budget​

Lisbon’s cobblestone streets, historic trams, and stunning viewpoints make it a favorite for retirees seeking culture and value. The city’s mild climate and affordable dining mean you can soak up the sights without emptying your wallet.

Why it’s a winner: Hotels are $80–$120 per night, and meals are $5–$15. Public transport is cheap, and museums offer senior discounts. No visa is required for 90-day stays, and the strong US dollar boosts your spending power.

Average daily cost: $60–$90 per person (excluding airfare).

Image source: Pexels

5. Chiang Mai, Thailand: Exotic, Affordable, and Welcoming​

Chiang Mai is a retiree favorite for its low cost of living, rich culture, and friendly expat community. Explore ancient temples, bustling markets, and lush mountains—all for a fraction of what you’d pay elsewhere.

Why it’s a winner: Hotels are $30–$80 per night, and meals are $1–$3. Many attractions are free or nearly free, and English is widely spoken. You’ll need an E-visa ($35 for 60 days), but the process is simple and digital.

Average daily cost: $25–$50 per person (excluding airfare).

Also read: Planning your next getaway? Check these 18 senior travel discounts before you book!

Tips for Getting the Most Value from Your Retirement Travels​

• Travel in the Shoulder Season: Spring and fall often mean lower prices, milder weather, and fewer crowds.
• Ask for Senior Discounts: Don’t be shy—hotels, attractions, and even public transport often offer 10–20% off for seniors.
• Consider All-Inclusive Packages: Especially abroad, these can simplify budgeting and offer great value.
• Stay Flexible: Last-minute deals and off-peak travel can save you hundreds.
• Connect with Local Retiree Groups: Many destinations have expat or retiree communities eager to welcome newcomers and share insider tips.

Read next:

• 5 US destinations where fall colors shine—and prices stay low
• Unlock the secret perks of business class travel after 70
• 15 Winter vacation spots seniors will love—from cozy retreats to sunny escapes

Key Takeaways

• Retirees in 2026 have a wide choice of affordable vacation spots both in the US and overseas, with destinations like Myrtle Beach, Albuquerque, Punta Cana, and Chiang Mai offering low daily costs, easy accessibility, and plenty of senior discounts.
• Travelling in the spring and autumn (shoulder seasons) helps retirees save up to 25% on accommodation and activities, while also allowing them to avoid peak crowds and enjoy milder weather.
• All the highlighted destinations are noted for being “senior-friendly,” providing accessible transportation, flat walkways or mobility options, and tailored activities, with many attractions and dining spots offering 10–20% discounts for older travelers.
• The strong US dollar further boosts value for retirees internationally—especially in Mexico, Thailand, and Portugal—with low-cost food, accommodation, and no/straightforward visa requirements making these top picks for budget-conscious holidaymakers.

Have you visited any of these destinations? Do you have a hidden gem to add to our list or a travel tip that’s saved you money?