Could you qualify for a stimulus check? Here’s what to know and how to find out
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With prices still rising at the grocery store and utility bills climbing, even a little extra cash can make a big difference.
While there’s no new federal stimulus program on the table, a few states are stepping up to offer targeted financial relief—especially for middle-class residents and those hit hardest by inflation.
If you live in New York, California, or Colorado, you might be eligible for a new one-time payment.
Here's a look at who qualifies, what you could receive, and how to check your status—without jumping through too many hoops.
State-level relief: Why now?
Between 2020 and 2021, the federal government issued three rounds of stimulus checks, helping millions navigate pandemic-related challenges.
But as those programs wind down, several states are using budget surpluses to offer their own economic assistance.
These new payments are meant to provide support for everyday expenses—whether it's catching up on bills, covering groceries, or adding to your emergency savings.
Governor Kathy Hochul recently introduced New York’s new “Refund” program to return some of the state’s strong tax revenues to residents feeling the pressure of high living costs.
What to know:
When: Checks began going out in late April 2025 and will continue through May, reaching more than 8 million households.
California’s new program offers one-time payments up to $725 as part of its continued effort to support residents affected by inflation.
Eligibility highlights:
When: Payments are currently being processed and sent out to qualifying residents.
Under Colorado’s Taxpayer’s Bill of Rights (TABOR), the state is issuing refunds thanks to a $1.5 billion surplus.
Eligible residents may receive:
Requirements:
When: Refunds are now being distributed.
Also read: Is $400 in inflation relief coming your way? Here’s what you should know
Three simple steps to check your eligibility
Each state’s program has slightly different rules, but most follow these general steps:
If you meet those basic criteria, you likely don’t need to do anything else—payments will be issued automatically.
How payments are sent
Depending on your state, payments may arrive in different ways:
If you're unsure about your status, check your state’s tax department website or call their helpline for updates.
Also read: Inflation hits 2.3% in April, CPI report reveals—What it means for you
Don’t live in one of these states?
While New York, California, and Colorado currently have programs underway, other states may announce similar relief efforts in the future.
It’s a good idea to monitor your state’s official announcements or sign up for local government newsletters.
Ideas for using your stimulus payment wisely
Even a modest payment can go a long way. Consider:
Read next: Inflation alert: Forget grocery prices, THIS essential is the real culprit
Have you received one of these state payments, or are you waiting on one now? Did previous stimulus checks make a difference in your household? We’d love to hear your stories—and any tips you have for making the most of a little extra cash. Leave a comment below to join the conversation!
While there’s no new federal stimulus program on the table, a few states are stepping up to offer targeted financial relief—especially for middle-class residents and those hit hardest by inflation.
If you live in New York, California, or Colorado, you might be eligible for a new one-time payment.
Here's a look at who qualifies, what you could receive, and how to check your status—without jumping through too many hoops.
Several states, including New York, California, and Colorado, are offering new stimulus payments to help residents manage rising living costs. Image Source: Pexels / Tima Miroshnichenko.
State-level relief: Why now?
Between 2020 and 2021, the federal government issued three rounds of stimulus checks, helping millions navigate pandemic-related challenges.
But as those programs wind down, several states are using budget surpluses to offer their own economic assistance.
These new payments are meant to provide support for everyday expenses—whether it's catching up on bills, covering groceries, or adding to your emergency savings.
1. New York: Middle-class refund checks in motion
Governor Kathy Hochul recently introduced New York’s new “Refund” program to return some of the state’s strong tax revenues to residents feeling the pressure of high living costs.
What to know:
- Married couples filing jointly can receive a $400 refund if their combined income is $150,000 or less, and $300 if they earn over $150,000 but not more than $300,000.
- Single filers earning up to $75,000 are eligible for a $200 check, while those earning more than $75,000 but no more than $150,000 will receive $150.
- Must be a New York resident and have filed a recent state return
When: Checks began going out in late April 2025 and will continue through May, reaching more than 8 million households.
Also read: Could You Be Eligible for a $500 Relief Check? Here's What You Need to Know About the $3 Billion Fund!
2. California: Up to $725 for eligible households
California’s new program offers one-time payments up to $725 as part of its continued effort to support residents affected by inflation.
Eligibility highlights:
- Must meet income limits and qualifications set by the state
- Must be a legal California resident
- Must have filed a recent state return
- Priority goes to individuals who did not receive earlier Golden State Stimulus payments
When: Payments are currently being processed and sent out to qualifying residents.
3. Colorado: Refunds through TABOR
Under Colorado’s Taxpayer’s Bill of Rights (TABOR), the state is issuing refunds thanks to a $1.5 billion surplus.
Eligible residents may receive:
- Up to $800 for single filers
- Up to $1,600 for joint filers
Requirements:
- Filed your 2023 tax return by April 15, 2024
- Lived in Colorado for at least 183 days during the year
- Must be 18 or older with no serious outstanding debts or criminal convictions
When: Refunds are now being distributed.
Also read: Is $400 in inflation relief coming your way? Here’s what you should know
Three simple steps to check your eligibility
Each state’s program has slightly different rules, but most follow these general steps:
- Make sure your state tax return is filed: This is usually the key step for triggering your eligibility.
- Check your income and residency status: You’ll need to meet the state’s income limits and have lived there for a minimum period.
- Review any additional requirements: Some programs prioritize certain groups or exclude people based on legal or financial standing.
If you meet those basic criteria, you likely don’t need to do anything else—payments will be issued automatically.
How payments are sent
Depending on your state, payments may arrive in different ways:
- Direct deposit (if you provided bank details with your tax return)
- Paper checks (delivered by mail)
- Prepaid debit cards (less common, but used in some areas)
If you're unsure about your status, check your state’s tax department website or call their helpline for updates.
Also read: Inflation hits 2.3% in April, CPI report reveals—What it means for you
Don’t live in one of these states?
While New York, California, and Colorado currently have programs underway, other states may announce similar relief efforts in the future.
It’s a good idea to monitor your state’s official announcements or sign up for local government newsletters.
Ideas for using your stimulus payment wisely
Even a modest payment can go a long way. Consider:
- Covering essentials like food, utilities, or prescriptions
- Paying off a credit card or reducing loan balances
- Saving it for emergencies
- Enjoying a small treat or outing—it’s okay to use part of it for something that lifts your spirits
Read next: Inflation alert: Forget grocery prices, THIS essential is the real culprit
Have you received one of these state payments, or are you waiting on one now? Did previous stimulus checks make a difference in your household? We’d love to hear your stories—and any tips you have for making the most of a little extra cash. Leave a comment below to join the conversation!
