[Sophia M.]

I still love cash, my daughter keeps laughing at me, saying I should use credit cards, I do have a couple that I use for big purchases
but when it’s groceries, gas, or haircuts, cash is king. Besides, if I don’t have it, I can’t spend it.

You put that well. Cash does help set limits and makes spending easier to track in the moment.

 

[Sophia M.]

We use both. We can’t get out to the stores in person. Groceries and other things get delivered which requires a card. When we send out for something like a pizza we use cash. We don’t keep much of cash in our house, though. It’s what works best for us these days. It’s our reality.

That’s a practical routine. Cards for deliveries and a little cash for quick orders sounds like a good balance.

 

[Sophia M.]

For something under $20 I would rather pay cash since there are extra charges when you use a credit card at high rates.

That’s a smart approach. Using cash for small things keeps the extra charges out of the way.

 

[Sophia M.]

I use some cash but as a rule use my debit card. Not wise to carry alot of cash on you.

Very true. Carrying just a little cash feels safer, while the card takes care of most needs.

 

[Sophia M.]

I mostly pay with credit card.

Credit cards really do make everyday spending easier. A lot of people lean that way now.